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check the date formats of all the fields.. like.. [Effectve Date], [Insured Date], etc... and if possible use fabs everywhere... convert the dates to numbers.. and then run your if conditions... also.. when you have multiple if conditions.. like these.. first breakdown all the if conditions seperately and then check.. if each of these if conditions are working... and which part is getting executed.. like the true part or the else part.. .like this you can debug and find the where the issue lies...
hope that helps..